Buying a home in Hampton Roads, Virginia, from Norfolk to Virginia Beach, Chesapeake, Suffolk, and Portsmouth. Flood zones, military and VA-loan closings, waterfront title issues, and what to expect, city by city.
Buying a home on the Virginia Peninsula and Historic Triangle, from Newport News and Hampton to Williamsburg, York County, James City County, Poquoson, and Gloucester. Shipbuilding and military buyers, historic homes, waterfront, and student rentals.
Buying a home in Greater Richmond, Virginia, from the historic Fan and Church Hill to suburban Short Pump, Midlothian, and Mechanicsville and the rural counties of Goochland and Powhatan. Older chains of title, HOAs, surveys, and closing.
Buying a home in Charlottesville and the Blue Ridge foothills, from the University of Virginia and Albemarle estate country to Wintergreen, Lake Anna, and Lake Monticello. Conservation easements, wells and septic, waterfront rights, and title.
Pay cash for a home and no lender requires title insurance, a search, or even a formal closing. Here is what a cash buyer in Virginia gives up by skipping the owner's policy, and why it may matter more for you, not less.
You paid off a loan years ago, but the title search shows it still sitting on your property when you go to sell. The release was never recorded. Here is why a paid-off mortgage still shows in Virginia, and how it gets cleared.
Adding your adult child to your deed sounds free and simple, but in Virginia this estate-planning shortcut gives up control, exposes your home to their creditors, and can raise capital gains tax. Here is why it backfires and what works better.
Buying or refinancing with the loan in your name only, and the title company says your spouse still has to sign? In Virginia a spouse can hold a marital interest even when not on the deed. Here is why that signature is needed.
When a Virginia home appraises for less than you agreed to pay, that shortfall is an appraisal gap. Here is what it is, who absorbs it, and how the appraisal gap clause and appraisal contingency change your options.
A 2-1 buydown lowers your interest rate for the first two years, then steps it up to the full rate. Here is how temporary rate buydowns work in Virginia, who pays for them, and the qualification catch to plan around.