Home sellers • Virginia & West Virginia

Sell with clarity, and keep more of your proceeds.

We handle the payoffs, the paperwork, and the disbursement, so your sale closes on time and your proceeds reach you securely, across Virginia and West Virginia.

Prime Title & Escrow handles the payoffs, the paperwork, and the disbursement, so your sale closes on time and your proceeds reach you correctly and securely. Every cost explained, and a real estate attorney on your file. Serving Virginia and West Virginia.

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Ready to start?

Gather these

A government-issued ID
Your mortgage payoff details, lender and loan number
A prior owner's title policy or survey, if you have them

Have HOA dues, transfer fees, or a mobile home title? Tell us and we will handle it.

Selling should be simple

A smooth sale, with no surprise fees at the end.

Selling comes with paperwork, payoffs, and a list of costs at the end. We handle the title and escrow side, explain every cost in plain language, and deliver your proceeds correctly and on time. The one minute video covers it.

Selling a home comes with a stack of paperwork and a list of costs that are easy to misunderstand, or simply accept as part of the deal. You should not have to.

We handle the title and escrow side, order the searches and payoffs, explain every cost in plain language, and make sure your proceeds reach you correctly and on time.

The seller's side of closing, in under a minute

What we handle for you as a seller

Ordering the title and lien search
Confirming clear, marketable title
Requesting your mortgage and lien payoffs
Preparing your settlement documents
Protecting your proceeds from wire fraud
Disbursing your net proceeds correctly
Recording the documents to transfer ownership

Your path to closing

Here is exactly how your sale closes.

1

Open file and details

Send us your seller information, ID, and payoff details. We open your file and order a title and lien search on the property.

2

Title and lien search

We confirm clear, marketable title and identify every lien, judgment, and payoff that must be handled before closing.

3

Order your payoffs

We request payoff statements from your lender and any other lienholders, and confirm HOA dues or transfer fees that apply.

4

Prepare settlement

We prepare your settlement documents, confirm the figures, and coordinate with the buyer's side and the lender.

5

Closing day

You sign, we collect and verify the funds, and your sale closes on schedule.

6

Disburse your proceeds

We pay off your loan and any liens, record the documents, and deliver your net proceeds correctly and securely.

Keep more of your proceeds

We explain every line of your closing.

Many of the fees at a closing get accepted without a second look. We walk you through each one, so you know exactly where your money goes.

Owe more than your home will sell for? Read about short sales

Typical costs at a sale

Your remaining loan payoff
Any liens or judgments to clear
Transfer taxes and recording fees
The settlement fee
HOA dues or transfer fees, if any
Real estate agent commission

Why the title work matters

The quiet work behind a clean sale.

$600B+

in risk the title industry clears for buyers and lenders each year

ALTA, 2026

Nearly 60%

of transactions need three to five title issues resolved before closing

ALTA, 2026

1 in 3

real estate deals face an attempted wire fraud

ALTA survey

$150K to $200K

average loss per real estate wire fraud incident

ALTA / Stewart

We handle the details so closing day, and your payout, go smoothly.

Why sellers choose Prime

A clean sale, start to finish.

Attorney-led

Your file is overseen by real estate attorneys, so if a title or payoff issue is not routine, you have legal judgment on it.

Every cost explained

We walk you through each line on your settlement statement in plain language, so there are no surprises at the table.

Proceeds protected

We verify your payout instructions, disburse your net proceeds correctly, and deliver them on schedule.

Seller questions

What home sellers ask us.

What do I need to provide to get started?

A government-issued ID, your mortgage payoff details, and any prior owner's title policy or survey you have. If your property has HOA dues, transfer fees, or a mobile home title, let us know and we will gather what is needed.

How and when do I get my proceeds?

After the closing is complete and the conditions are met, we pay off your loan and any liens and disburse your net proceeds by your chosen, verified method. We will tell you the timing for your specific transaction.

How do you protect my proceeds from wire fraud?

We verify your payout instructions and confirm them with you by phone, and we will never change them based on an email alone. Before your proceeds move, call our office to confirm the details. You can read more on our wire fraud protection page.

What costs come out of my proceeds at closing?

Common costs include your remaining loan payoff, any liens to clear, transfer taxes and recording fees, the settlement fee, any HOA or transfer fees, and your agent's commission. We explain each one so nothing is a surprise.

What is a payoff, and how do you handle my mortgage?

A payoff is the exact amount needed to satisfy your loan as of the closing date, including any interest and fees. We request it from your lender and pay it directly from your proceeds at closing, so your loan is cleared from title.

What can delay my closing?

Unresolved liens, missing payoff figures, title defects, or last minute changes from the buyer's lender. We look for these early and work to clear them so your sale stays on schedule.

Keep reading

Listing soon, or already under contract?

Send us your details and we will open your file, order the searches, and guide your sale to a clean close, with every cost explained.