Prime Title & Escrow handles the payoffs, the paperwork, and the disbursement, so your sale closes on time and your proceeds reach you correctly and securely. Every cost explained, and a real estate attorney on your file. Serving Virginia and West Virginia.
Have HOA dues, transfer fees, or a mobile home title? Tell us and we will handle it.
Selling a home comes with a stack of paperwork and a list of costs that are easy to misunderstand, or simply accept as part of the deal. You should not have to.
We handle the title and escrow side, order the searches and payoffs, explain every cost in plain language, and make sure your proceeds reach you correctly and on time.
Send us your seller information, ID, and payoff details. We open your file and order a title and lien search on the property.
We confirm clear, marketable title and identify every lien, judgment, and payoff that must be handled before closing.
We request payoff statements from your lender and any other lienholders, and confirm HOA dues or transfer fees that apply.
We prepare your settlement documents, confirm the figures, and coordinate with the buyer's side and the lender.
You sign, we collect and verify the funds, and your sale closes on schedule.
We pay off your loan and any liens, record the documents, and deliver your net proceeds correctly and securely.
Many of the fees at a closing get accepted without a second look. We walk you through each one, so you know exactly where your money goes.
We handle the details so closing day, and your payout, go smoothly.
Your file is overseen by real estate attorneys, so if a title or payoff issue is not routine, you have legal judgment on it.
We walk you through each line on your settlement statement in plain language, so there are no surprises at the table.
We verify your payout instructions, disburse your net proceeds correctly, and deliver them on schedule.
A government-issued ID, your mortgage payoff details, and any prior owner's title policy or survey you have. If your property has HOA dues, transfer fees, or a mobile home title, let us know and we will gather what is needed.
Common costs include your remaining loan payoff, any liens to clear, transfer taxes and recording fees, the settlement fee, any HOA or transfer fees, and your agent's commission. We explain each one so nothing is a surprise.
After the closing is complete and the conditions are met, we pay off your loan and any liens and disburse your net proceeds by your chosen, verified method. We will tell you the timing for your specific transaction.
We verify your payout instructions and confirm them with you by phone, and we will never change them based on an email alone. Before your proceeds move, call our office to confirm the details.
A payoff is the exact amount needed to satisfy your loan as of the closing date, including any interest and fees. We request it from your lender and pay it directly from your proceeds at closing, so your loan is cleared from title.
Unresolved liens, missing payoff figures, title defects, or last minute changes from the buyer's lender. We look for these early and work to clear them so your sale stays on schedule.
Send us your details and we will open your file, order the searches, and guide your sale to a clean close, with every cost explained.