Disclaimer

1.Informational purposes only

The information on this website is provided for general informational and educational purposes only. It describes title, escrow, and settlement topics in general terms and may not reflect the most current legal, regulatory, or market developments. You should not act, or refrain from acting, based on anything you read on this site without first seeking advice appropriate to your specific situation.

2.Not legal advice

Nothing on this website is intended to be, and nothing should be taken as, legal advice. While Prime is led by licensed attorneys, the general information on this site is published in the company's capacity as a title and settlement services provider, not as legal counsel to you or to any reader.

For advice about your specific legal rights, obligations, or transaction, you should consult a qualified attorney licensed in your jurisdiction. Reading this site is not a substitute for that advice.

3.No attorney-client relationship

Visiting this website, reading its content, or contacting us through a form, by email, or by phone does not create an attorney-client relationship between you and Prime or any of its attorneys. A service or attorney-client relationship is formed only through a separate, signed engagement or agreement.

Please do not send confidential, sensitive, or time-sensitive information through this website expecting that it will create a relationship or that it will be treated as confidential or privileged.

4.Not financial or tax advice

This website does not provide financial, tax, investment, lending, or other professional advice. Topics such as closing costs, recordation and grantor taxes, loan options, and similar matters are described in general terms and may not apply to your transaction. For guidance tailored to your circumstances, consult the appropriate licensed professional, such as your lender, tax advisor, or financial advisor.

5.Title and escrow information

Descriptions of the closing process, title searches, escrow, settlement, and related services on this site are general summaries meant to help you understand how these matters generally work. They are not a substitute for advice specific to your transaction, and they do not describe every step, requirement, condition, or exception that may apply.

The actual terms of any transaction are governed by the controlling documents, including your purchase contract, the title commitment, the title insurance policy, lender requirements, and applicable law. If there is any conflict between general information on this site and those documents, the controlling documents and applicable law govern.

6.Title insurance and coverage

Any description of title insurance, coverage, exclusions, or endorsements on this site is general and simplified. Actual coverage is determined solely by the terms, conditions, and exclusions of the issued title insurance policy and the related commitment.

Title insurance rates, forms, and availability are subject to underwriter guidelines and state regulation and may change. Refer to the policy itself, and contact us, for details about coverage for a specific property or transaction.

7.Estimates, costs, and figures

Any rates, fees, taxes, examples, or figures referenced on this site are general estimates provided for illustration only. They may not reflect current rates or the actual costs of your transaction, which depend on the property, the parties, the loan, and applicable law at the time of closing. For exact figures, request a quote or a settlement statement specific to your transaction.

8.Third-party data and statistics

This site references statistics and data from third-party sources, such as industry associations and government agencies, that we believe to be reliable. We have not independently verified all third-party information and are not responsible for its accuracy. Such data is provided for general context and may change over time. Source references are included where applicable.

9.Accuracy and no warranties

We work to keep the information on this site accurate and current, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information on it. The site and its content are provided on an "as is" and "as available" basis.

Laws, regulations, rates, and practices change, and the site may contain errors or become out of date. We may correct, update, or remove content at any time without notice.

10.Wire fraud and security

Real estate transactions are a frequent target for wire fraud. Prime will never send you new or changed wiring instructions by email out of the blue.

11.External links and third-party content

This website may contain links to third-party websites or reference third-party services for your convenience. We do not control, and are not responsible for, the content, accuracy, or privacy practices of those sites. A link or reference does not imply our endorsement of the third party or its content.

12.Jurisdiction

Prime provides title and settlement services in Virginia, and the information on this site is oriented to Virginia transactions. Laws, taxes, and requirements differ by state and locality. Nothing on this site should be assumed to apply outside Virginia, or to your specific location, without confirmation.

13.Limitation of liability

To the fullest extent permitted by law, Prime and its members, employees, and affiliates will not be liable for any direct, indirect, incidental, consequential, special, or other damages arising out of or related to your access to or use of this website, or your reliance on any information it contains. Your use of this site is at your own risk.

14.Changes to this Disclaimer

We may update this Disclaimer from time to time to reflect changes in our practices, our services, or the law. When we do, we will revise the "Last updated" date at the top of this page. Your continued use of the site after an update means you accept the revised Disclaimer.

15.Contact us

If you have questions about this Disclaimer or any information on this site, please reach out: