A plain English look at the four jobs a title and escrow company does in Virginia and West Virginia: proving ownership, protecting it with title insurance, holding your money safely in escrow, and recording and disbursing at the end.
Virginia law puts a clock on your closing. Here is how the Wet Settlement Act works, what wet and dry closings mean, and why your money moves within two business days.
The usual reasons a Virginia closing slips, from lender and title issues to a low appraisal or a late payoff, and how I catch them early so yours stays on track.
A power of attorney lets someone you trust sign for you at closing. Here is what it allows, why your lender must approve it early, and how Virginia records it.
If you cannot sit at the closing table, you still have good options in Virginia: a mail away closing, a hybrid signing, or remote online notarization.
Your Closing Disclosure lays out your final loan terms, and federal law gives you three business days to review it before you sign. Here is how that works.
What cash to close means, where the final number comes from, and exactly how to send it safely so wire fraud never touches your home purchase.
A simple checklist of what to bring to your Virginia closing, from a valid photo ID to your verified cash to close, plus what your attorney handles for you.