Title & escrow • Radford, Virginia
Title and escrow across Radford.
From the Radford University campus to the banks of the New River and Bisset Park, Prime Title and Escrow handles residential and commercial closings across the City of Radford with attorney-led care, in person or fully remote. Clear title, protected funds, and closings that land on time.
Mortgage Rates
30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%
National averages as of June 17, 2026Prime Title and Escrow is a title and escrow company, not a lender. Rates are for general information, not an offer. Contact a lender for a personalized quote.
Local to Radford
An independent city on the New River.
Radford is an independent city of about 17,000 residents on the New River, home to Radford University, the smallest of Virginia’s cities by land area. It is a jurisdiction of its own, separate from surrounding Montgomery and Pulaski counties, so a sale here records at the Radford courthouse rather than a county. Recent figures put the city’s median home value near $221,000, with a student-driven rental market that keeps owner occupancy near 42 percent.
The university and the river shape the market, with student rentals near campus and family homes on the hills above the New River. If you are buying, our guide to what happens at a Virginia closing and our guide to buying a home in the Roanoke and New River Valley walk through each step. We handle the entire closing remotely when that is easier, through secure remote and mail-away options.
What shapes a Radford closing
- Deeds record at the Circuit Court of the City of Radford
- An independent city, separate from the surrounding counties
- Outside the Northern Virginia regional fees
- A student-rental market around Radford University
- Riverfront lots along the New River where flood zones can apply
- Older in-town homes with longer chains of title
Radford by the numbers
A small river city built around its university.
17K
residents, home to Radford University
U.S. Census Bureau
$221K
median value of homes in the city
U.S. Census Bureau
42%
owner-occupied, a student-driven rental market
U.S. Census Bureau
$57K
median household income
U.S. Census Bureau
Behind every one of those homes is a title that has to transfer clean. That is our work.
Where we close in Radford
Every corner of the city.
Radford runs from the university and downtown to the neighborhoods above the New River and out toward the city edges. We close throughout the city, for buyers, sellers, and lenders.
A city of its own
Radford is an independent city on the New River, separate from surrounding Montgomery and Pulaski counties, with its own courthouse. Deeds record at the Radford Circuit Court, not a county, and we close throughout the city.
Downtown • Radford University • Riverfront • West End
Where deeds recordDeeds for Radford property record with the Clerk of the Circuit Court of the City of Radford, and we handle that filing for you as part of closing.
Neighborhoods across the city
From the campus and downtown to the riverfront, here are the areas we serve.
Downtown and the campus: Main Street, the Radford University edge, and the in-town streets.
Along the river: the New River riverfront, Bisset Park, and the streets above the water.
The west and east ends: the West End and the neighborhoods toward Fairlawn.
The edges and beyond: the city limits out toward Montgomery and Pulaski counties.
The same standard, every closing
What we handle on a Radford file.
Title search and exam
We trace ownership and pull what is recorded against the property in the Radford land records. More on what a title company does.
Clearing the title
Liens, judgments, easements, and association questions resolved before closing, so title transfers clean and insurable.
Secure escrow
Your funds held and disbursed through protected escrow, with wire instructions verified by phone.
Recording and policy
We record the deed with the Radford Circuit Court and issue your title insurance policy.
Closing costs in Radford
What you can expect at the table.
Radford sits outside the Northern Virginia and Hampton Roads regional transportation districts, so a sale here does not carry the extra regional recordation fees those areas add. The buyer generally pays the state recordation tax, and the seller, as grantor, pays the grantor’s tax.
The exact amount depends on your sale price and the deed. We calculate the precise numbers for your transaction and lay them out before closing. For the bigger picture, see our guide to closing costs in Virginia.
Recording charges on a Radford sale
- State recordation tax: $0.25 per $100 (Va. Code 58.1-801), usually the buyer
- Local recordation tax: about $0.083 per $100, one third of the state tax (Va. Code 58.1-814)
- Grantor’s tax: $0.50 per $500 (Va. Code 58.1-802), the seller
- No Northern Virginia or Hampton Roads regional fees
Sources: Code of Virginia, Title 58.1, Chapter 8, and the Virginia Department of Taxation. This is general information, not tax or legal advice, and the exact amount depends on your transaction.
Protect your funds
A Radford closing moves real money, and that draws wire fraud.
A home purchase is one of the largest payments most people ever make, and that makes a closing a target. We use protected escrow and verified wire instructions, and we confirm details by phone before any funds move.
Before you send a dollar, call our office and confirm the instructions with a person you have spoken with. We will never send new wire instructions by email out of the blue. Learn how real estate wire fraud works so you know what to watch for.
Before you wire a dollar
- Call our office at a number you looked up yourself
- Confirm the wire instructions with a person by phone
- Treat any emailed change of instructions as fraud until verified
- Ask your bank to confirm the receiving name, not just the number
- Keep a record of who you spoke with and when
Why Radford clients choose Prime
Attorney-led, independent, and local to the Valley.
Attorney-led
Two real estate attorneys oversee your file, so when a title question comes up, you have legal judgment on it, not a checklist.
Independent and neutral
We run no affiliated arrangements and pay no referral kickbacks. Our loyalty is to your closing and a clean transfer of title.
Built for distance
You do not need to sit across a desk from us. We close throughout the New River Valley and handle Radford files by secure email, e-signing, and mail where the transaction allows, so distance is never the obstacle.
Residential and commercial
Homes in the city, student rentals near campus, riverfront property along the New River, and commercial property in the downtown and along Route 11, handled by the same team.
How a closing runs
A clear path from contract to recording.
1
Open and order
We open the file and order the title search and any survey for the property.
2
Title commitment
We review what is recorded and surface liens, easements, and association concerns.
3
Clear and confirm
We resolve defects and confirm the figures with your lender and the parties.
4
Coordinate closing
We align buyer, seller, lender, and agents, and schedule the signing.
5
Fund and record
We protect and disburse the funds, record the deed with the Radford Circuit Court, and issue the policy.
Radford questions
What people ask us.
Do you handle closings throughout Radford?
Yes. We close across the entire city, from downtown and the campus to the riverfront, the West End, and the neighborhoods above the New River, for buyers, sellers, and lenders, residential and commercial.
Where do Radford deeds get recorded?
Radford is an independent city, so deeds record with the Clerk of the Circuit Court of the City of Radford, not a county courthouse. That recording is what makes the transfer part of the public record, and we handle the filing for you as part of closing.
I am buying near the New River. Anything to watch?
Yes. Riverfront and low-lying lots along the New River can fall in a flood zone, which affects insurance and sometimes financing, so it is worth confirming early. A title search will also reveal any easements or access questions on river parcels. See our guide to flood zone insurance at closing.
What are the seller’s grantor taxes in Radford?
As grantor, the seller pays Virginia’s grantor’s tax of $0.50 per $500 (Va. Code 58.1-802). Radford is outside the Northern Virginia and Hampton Roads regional districts, so it does not add their regional recordation fees. The buyer generally pays the state recordation tax of $0.25 per $100. We calculate the exact figures for your sale.
Can we close remotely?
Yes. Radford is in the New River Valley, and we handle closings here by secure email, e-signing, and mail where the transaction and the lender allow, so you can close without travel. See our guide to remote and mail-away closings.
Do you also handle Blacksburg and Christiansburg closings?
Yes. We close throughout the New River Valley, including the towns of Blacksburg and Christiansburg next door. Those record at the Montgomery County courthouse in Christiansburg, while Radford keeps its own, and we handle the right filing for your property.
Closing in Radford?
Send us the property and the timeline, and we will send back a clear quote with no guesswork. Independent, attorney-led title and escrow for the City of Radford and across Virginia and West Virginia.
(703) 552-4155Serving Radford and the New River Valley