Title & escrow • Montgomery County, Virginia
Title and escrow across Montgomery County.
From the farms around Riner and the New River at McCoy to the villages of Shawsville and Elliston along Interstate 81, Prime Title and Escrow handles residential, land, and commercial closings across Montgomery County with attorney-led care, in person or fully remote. Clear title, protected funds, and closings that land on time.
Mortgage Rates
30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%
National averages as of June 17, 2026Prime Title and Escrow is a title and escrow company, not a lender. Rates are for general information, not an offer. Contact a lender for a personalized quote.
Local to Montgomery County
A New River Valley county around two college towns.
Montgomery County spreads across the New River Valley, about 99,000 residents on farms, in river villages, and in the towns of Blacksburg and Christiansburg, anchored by Virginia Tech. The county seat is Christiansburg, so a sale anywhere in the county records at the Montgomery County Circuit Court in Christiansburg. Recent figures put the county’s median home value near $305,000, with ownership at about 55 percent.
Outside the towns, much of the county is rural, from the farmland around Riner to the New River at McCoy and the wooded slopes toward Pandapas Pond, so wells, septic, surveys, and flood zones come up often. Our guides to buying a rural home with a well and septic and flood zone insurance at closing walk through what to check. We handle the entire closing remotely when that is easier, through secure remote and mail-away options.
What shapes a Montgomery County closing
- Deeds record at the Montgomery County Circuit Court in Christiansburg
- Wells and septic on rural property
- Outside the Northern Virginia regional fees
- Surveys and boundaries on farms and acreage
- Riverfront lots along the New River where flood zones can apply
- A county that wraps Blacksburg and Christiansburg
Montgomery County by the numbers
A college-and-country county in the New River Valley.
99K
residents, anchored by Virginia Tech
U.S. Census Bureau
$305K
median value of homes in the county
U.S. Census Bureau
55%
owner-occupied, a mixed town and rural market
U.S. Census Bureau
$73K
median household income
U.S. Census Bureau
Behind every one of those homes is a title that has to transfer clean. That is our work.
Where we close in Montgomery County
Towns, farms, and the river.
Montgomery County runs from Blacksburg and Christiansburg out to Riner, Shawsville, Elliston, and the New River at McCoy. We close throughout the county, for buyers, sellers, and lenders.
A county around two towns
Montgomery County surrounds the town of Blacksburg and the county seat of Christiansburg, where the courthouse sits, so deeds for county property record at the Montgomery County courthouse in Christiansburg. We close throughout the county, from the river to the ridgelines.
Riner • Shawsville • Elliston • Prices Fork
Where deeds recordDeeds for Montgomery County property record with the Clerk of the Circuit Court of Montgomery County in Christiansburg, and we handle that filing for you as part of closing.
Communities across the county
From the river villages to the farms and the mountain edges, here are the areas we serve.
The towns: Blacksburg and Christiansburg and their close-in neighborhoods.
The south county: Riner, Pilot, and the farmland toward Floyd.
Eastern Montgomery: Shawsville, Elliston, and Lafayette along Interstate 81.
The river and the west: Prices Fork, McCoy, and the New River valley.
The same standard, every closing
What we handle on a Montgomery County file.
Title search and exam
We trace ownership and pull what is recorded against the property in the Montgomery County land records. More on what a title company does.
Clearing the title
Liens, judgments, easements, and association questions resolved before closing, so title transfers clean and insurable.
Secure escrow
Your funds held and disbursed through protected escrow, with wire instructions verified by phone.
Recording and policy
We record the deed with the Montgomery County Circuit Court in Christiansburg and issue your title insurance policy.
Closing costs in Montgomery County
What you can expect at the table.
Montgomery County sits outside the Northern Virginia and Hampton Roads regional transportation districts, so a sale here does not carry the extra regional recordation fees those areas add. The buyer generally pays the state recordation tax, and the seller, as grantor, pays the grantor’s tax.
The exact amount depends on your sale price and the deed. We calculate the precise numbers for your transaction and lay them out before closing. For the bigger picture, see our guide to closing costs in Virginia.
Recording charges on a Montgomery County sale
- State recordation tax: $0.25 per $100 (Va. Code 58.1-801), usually the buyer
- Local recordation tax: about $0.083 per $100, one third of the state tax (Va. Code 58.1-814)
- Grantor’s tax: $0.50 per $500 (Va. Code 58.1-802), the seller
- No Northern Virginia or Hampton Roads regional fees
Sources: Code of Virginia, Title 58.1, Chapter 8, and the Virginia Department of Taxation. This is general information, not tax or legal advice, and the exact amount depends on your transaction.
Protect your funds
A Montgomery County closing moves real money, and that draws wire fraud.
A home purchase is one of the largest payments most people ever make, and that makes a closing a target. We use protected escrow and verified wire instructions, and we confirm details by phone before any funds move.
Before you send a dollar, call our office and confirm the instructions with a person you have spoken with. We will never send new wire instructions by email out of the blue. Learn how real estate wire fraud works so you know what to watch for.
Before you wire a dollar
- Call our office at a number you looked up yourself
- Confirm the wire instructions with a person by phone
- Treat any emailed change of instructions as fraud until verified
- Ask your bank to confirm the receiving name, not just the number
- Keep a record of who you spoke with and when
Why Montgomery County clients choose Prime
Attorney-led, independent, and built for New River Valley closings.
Attorney-led
Two real estate attorneys oversee your file, so when a title question comes up, you have legal judgment on it, not a checklist.
Independent and neutral
We run no affiliated arrangements and pay no referral kickbacks. Our loyalty is to your closing and a clean transfer of title.
Built for distance
You do not need to sit across a desk from us. We close throughout the New River Valley and handle Montgomery County files by secure email, e-signing, and mail where the transaction allows, so distance is never the obstacle.
Land, homes, and farms
Homes in the towns, farms and acreage, riverfront property on the New River, and commercial property along the Route 460 and Interstate 81 corridors, handled by the same team, with attention to wells, septic, surveys, and flood zones.
How a closing runs
A clear path from contract to recording.
1
Open and order
We open the file and order the title search and any survey for the property.
2
Title commitment
We review what is recorded and surface liens, easements, and association concerns.
3
Clear and confirm
We resolve defects and confirm the figures with your lender and the parties.
4
Coordinate closing
We align buyer, seller, lender, and agents, and schedule the signing.
5
Fund and record
We protect and disburse the funds, record the deed with the Montgomery County Circuit Court in Christiansburg, and issue the policy.
Montgomery County questions
What people ask us.
Do you handle closings throughout Montgomery County?
Yes. We close across the entire county, from Blacksburg and Christiansburg to Riner, Shawsville, Elliston, and the New River at McCoy, for buyers, sellers, and lenders, residential, land, and commercial.
Where do Montgomery County deeds get recorded?
Montgomery County deeds record with the Clerk of the Circuit Court of Montgomery County in Christiansburg, the county seat. That recording is what makes the transfer part of the public record, and we handle the filing for you as part of closing.
I am buying rural property with a well and septic. What should I check?
On rural Montgomery County property, confirm the well and septic system, check any shared road or access easements, and consider a survey on larger or unfenced parcels. A title search will also reveal liens, easements, and any right-of-way questions recorded against the land.
What are the seller’s grantor taxes in Montgomery County?
As grantor, the seller pays Virginia’s grantor’s tax of $0.50 per $500 (Va. Code 58.1-802). Montgomery County is outside the Northern Virginia and Hampton Roads regional districts, so it does not add their regional recordation fees. The buyer generally pays the state recordation tax of $0.25 per $100. We calculate the exact figures for your sale.
Can we close remotely?
Yes. Montgomery County covers a lot of ground, and we handle closings here by secure email, e-signing, and mail where the transaction and the lender allow, so you can close without travel. See our guide to remote and mail-away closings.
Do you also handle Blacksburg, Christiansburg, and Radford closings?
Yes. The towns of Blacksburg and Christiansburg record at the county courthouse here in Christiansburg, and the independent city of Radford keeps its own. We close in all of them and handle the right filing for your property.
Closing in Montgomery County?
Send us the property and the timeline, and we will send back a clear quote with no guesswork. Independent, attorney-led title and escrow for Montgomery County and across Virginia and West Virginia.
(703) 552-4155Serving Montgomery County and the New River Valley