Title & escrow • Hanover County, Virginia
Title and escrow across Hanover County.
From Mechanicsville and Atlee to the Town of Ashland and the rural north, Prime Title and Escrow handles residential and commercial closings across Hanover with attorney-led care. Clear title, protected funds, and closings that land on time.
Mortgage Rates
30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%
National averages as of June 17, 2026Prime Title and Escrow is a title and escrow company, not a lender. Rates are for general information, not an offer. Contact a lender for a personalized quote.
Local to Hanover County
A settled, semi-rural county north of Richmond.
Hanover sits just north of Richmond, and it is a different kind of county from its neighbors. It is large and largely rural, more than 470 square miles, with around 113,000 residents spread across suburban Mechanicsville, the historic Town of Ashland, and a wide rural north. It is one of the most settled homeowner markets in the region, better than four fifths owner-occupied, with some of the highest home values around. Recent figures put the county median in the low $400,000s, higher in places like Mechanicsville and Ashland.
That mix is what shapes a closing here. Suburban Mechanicsville is mostly subdivisions, while the north runs to acreage, farms, and properties on well and septic, which brings boundary lines, easements, and rights of way into the title work. Hanover also has one incorporated town, Ashland, home to Randolph-Macon College. Deeds for Hanover property record with the Clerk of the Circuit Court for Hanover County. If you are buying, our guide to what happens at a Virginia closing and our first-time home buyer guide walk through each step.
What shapes a Hanover closing
- Deeds record at the Hanover Circuit Court at the County Complex
- One incorporated town, Ashland, plus the rest of the county
- Suburban subdivisions in and around Mechanicsville
- Acreage, farms, and well-and-septic homes in the rural north
- Boundary lines, easements, and rights of way on rural parcels
- Some of the highest home values in the Richmond area
Hanover County by the numbers
A settled, high-ownership county.
113K
residents across a large, semi-rural county north of Richmond
U.S. Census Bureau
$424K
median value of owner-occupied homes
U.S. Census Bureau
82%
of county homes are owner-occupied
U.S. Census Bureau
$113K
median household income
U.S. Census Bureau
Behind every one of those homes is a title that has to transfer clean. That is our work.
Where we close in Hanover
Suburban Mechanicsville to the rural north.
From the subdivisions around Mechanicsville to the Town of Ashland and the farms and acreage up north, we close throughout the county, for buyers, sellers, investors, and lenders.
The county and the Town of Ashland
Most of Hanover is unincorporated county, recorded at the county court. Ashland is the county’s one incorporated town, home to Randolph-Macon College, and its homes record at that same county court.
Mechanicsville • Ashland • Atlee • Montpelier
Where deeds recordDeeds record with the Clerk of the Circuit Court for Hanover County, at the County Complex near Hanover Courthouse. We handle that filing for you as part of closing, wherever in the county the property sits.
Communities across the county
From the suburban south to the rural north, here are the areas we serve.
Suburban south: Mechanicsville, Atlee, and the Chamberlayne and Glen Allen edge.
Around Ashland: the Town of Ashland, Doswell, and Hanover Courthouse.
The rural north and west: Montpelier, Rockville, Beaverdam, and Studley.
The same standard, every closing
What we handle on a Hanover file.
Title search and exam
We trace ownership and pull what is recorded against the property in the Hanover land records. More on what a title company does.
Clearing the title
Liens, judgments, easements, and rural boundary and right-of-way questions resolved before closing, so title transfers clean and insurable.
Secure escrow
Your funds held and disbursed through protected escrow, with wire instructions verified by phone.
Recording and policy
We record the deed with the Hanover Circuit Court and issue your title insurance policy.
Closing costs in Hanover County
What recording a deed costs here.
Hanover is not in Northern Virginia, so a sale here does not carry the regional WMATA and congestion fees that apply up there. That keeps the seller’s recording costs simpler. The buyer generally pays the state recordation tax, and the seller, as grantor, pays the grantor’s tax.
The exact amount depends on your sale price and the deed. We calculate the precise numbers for your transaction and lay them out before closing. For the bigger picture, see our guide to closing costs in Virginia.
Recording charges on a Hanover sale
- State recordation tax: $0.25 per $100 (Va. Code 58.1-801), usually the buyer
- Local recordation tax: about $0.083 per $100, one third of the state tax (Va. Code 58.1-814)
- Grantor’s tax: $0.50 per $500 (Va. Code 58.1-802), the seller
- No WMATA Capital Fee or Regional Congestion Relief Fee, those are Northern Virginia only
Sources: Code of Virginia, Title 58.1, Chapter 8, and the Virginia Department of Taxation. This is general information, not tax or legal advice, and the exact amount depends on your transaction.
Why Hanover clients choose Prime
Attorney-led, independent, and local.
Attorney-led
Two real estate attorneys oversee your file, so if a rural boundary line or an old easement comes up, you have legal judgment on it, not a checklist.
Rural and acreage
A farm on well and septic is a different closing from a Mechanicsville subdivision. We handle the surveys, easements, and rights of way that come with land in the north of the county.
Suburban and first-time
For a Mechanicsville or Atlee subdivision home, we keep the title work clean and the closing on schedule, whether it is a first purchase or a move-up.
Commercial too
Along the Route 1 and Interstate 95 corridor at Ashland and the Atlee and Bell Creek business areas, we handle commercial closings. See our commercial services.
How a closing runs
A clear path from contract to recording.
1
Open and order
We open the file, confirm the property, and order the title search and any survey.
2
Title commitment
We review what is recorded and surface liens, easements, and boundary questions.
3
Clear and confirm
We resolve defects and confirm the figures with your lender and the parties.
4
Coordinate closing
We align buyer, seller, lender, and agents, and schedule the signing.
5
Fund and record
We protect and disburse the funds, record the deed with the Hanover Circuit Court, and issue the policy.
Hanover questions
What people ask us.
Do you handle closings throughout Hanover County?
Yes. We close across the entire county, from Mechanicsville and Atlee to the Town of Ashland and the rural north around Montpelier, Rockville, and Beaverdam, for buyers, sellers, investors, and lenders, residential and commercial.
Where do Hanover County deeds get recorded?
With the Clerk of the Circuit Court for Hanover County, at the County Complex near Hanover Courthouse. Hanover has its own circuit court, and we handle the filing for you as part of closing.
Is Ashland part of Hanover County?
Yes. Ashland is an incorporated town inside Hanover County, home to Randolph-Macon College, and it is the county’s only town. Property in Ashland still records with the Hanover Circuit Court, the same as the rest of the county.
I am buying land or a home on well and septic. Does that change closing?
It adds a few things to check. Rural parcels often raise boundary lines, access easements, rights of way, and well and septic matters, and we make sure those are clear and properly reflected in the title before you close.
What are the seller’s grantor taxes in Hanover?
As grantor, the seller pays Virginia’s grantor’s tax of $0.50 per $500 (Va. Code 58.1-802). The buyer generally pays the state recordation tax of $0.25 per $100, and there is a local recordation tax of about a third of the state amount. Because Hanover is not in Northern Virginia, the regional WMATA and congestion fees do not apply.
Do you handle commercial closings in Hanover?
Yes. Along the Route 1 and Interstate 95 corridor through Ashland and the Atlee and Bell Creek business areas, we handle retail, office, and other commercial closings alongside homes and land.
Closing in Hanover County?
Send us the property and the timeline, and we will send back a clear quote with no guesswork. Independent, attorney-led title and escrow for Hanover County and across Virginia and West Virginia.
(703) 552-4155Serving Hanover County and Central Virginia