Title & escrow • Gloucester County, Virginia
Title and escrow across Gloucester County.
From the commuter gateway at Gloucester Point to the historic Court House village and the waterfront and farmland of the Middle Peninsula, Prime Title and Escrow handles home, waterfront, farm, and commercial closings across Gloucester County with attorney-led care. Clear title, protected funds, and closings that land on time.
Mortgage Rates
30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%
National averages as of June 17, 2026Prime Title and Escrow is a title and escrow company, not a lender. Rates are for general information, not an offer. Contact a lender for a personalized quote.
Local to Gloucester County
The gateway to the Middle Peninsula.
Gloucester County sits across the York River from the Peninsula, joined by the Coleman Bridge at Gloucester Point, around 40,000 people on the southern end of the Middle Peninsula. It is a more affordable place to own than much of Hampton Roads, with home values near the national middle and one of the highest homeownership rates of any locality in the region, around eight in ten homes owned. Many residents commute across the bridge to jobs, the bases, and the shipyards on the Peninsula, then come home to a county that stays rural, with farmland, a strong agricultural heritage, and a long shoreline on the York River, Mobjack Bay, and the creeks.
That mix is what shapes a closing here. A commuter home near Gloucester Point, a waterfront house on the bay, a farm with acreage, and a property in the historic Court House village are different files, and waterfront and rural land each bring their own questions. Deeds for Gloucester County property record with the Clerk of the Circuit Court for Gloucester County. Our guide to what happens at a Virginia closing and our first-time home buyer guide walk through each step.
What shapes a Gloucester County closing
- Deeds record at the Gloucester County Circuit Court
- This court does not require a cover sheet for land records
- A commuter county joined to the Peninsula by the Coleman Bridge
- A more affordable market with very high homeownership
- Waterfront on the York River, Mobjack Bay, and the creeks
- Farmland and larger parcels across the rural county
Gloucester County by the numbers
Affordable, owner-occupied, and on the water.
40K
residents on the southern Middle Peninsula
U.S. Census Bureau
$331K
median value of owner-occupied homes, near the national middle
U.S. Census Bureau
80%
of county homes are owner-occupied, among the highest in the region
U.S. Census Bureau
1862
how far back the Gloucester County land records run
Gloucester County Circuit Court
Behind every one of those homes is a title that has to transfer clean. That is our work.
Where we close in Gloucester County
The bridge, the Court House, and the water.
From the commuter gateway at Gloucester Point to the rural and waterfront reaches, we close across the county, for buyers, sellers, commuters, and lenders.
Commuter homes and waterfront
Gloucester is a more affordable place to own and an easy commute across the Coleman Bridge to the Peninsula. We close the commuter homes near Gloucester Point and the waterfront houses along the river and the bay, and we handle the flood and boundary questions that come with property on the water.
Gloucester Point • Hayes • Gloucester Court House • Ware Neck • Achilles
Where deeds recordDeeds for Gloucester County property record with the Clerk of the Circuit Court for Gloucester County. We handle that filing for you as part of closing, wherever in the county the property sits.
Across the county
From the bridge to the rural north, here are the parts of Gloucester County we serve.
Gloucester Point and Hayes: the commuter gateway at the Coleman Bridge.
Court House village: the historic county seat and the Ordinary area.
Rural and waterfront: Ware Neck, Severn, Bena, Achilles, and the communities along Mobjack Bay.
The same standard, every closing
What we handle on a Gloucester County file.
Title search and exam
We trace ownership and pull what is recorded against the property in the Gloucester County land records. More on what a title company does.
Clearing the title
Liens, judgments, easements, and waterfront and farm boundary questions resolved before closing, so title transfers clean and insurable.
Secure escrow
Your funds held and disbursed through protected escrow, with wire instructions verified by phone.
Recording and policy
We record the deed with the Gloucester County Circuit Court and issue your title insurance policy.
Closing costs in Gloucester County
What recording a deed costs here.
Gloucester County is in Hampton Roads, not Northern Virginia, so a sale here does not carry the Northern Virginia WMATA and congestion fees. It does carry one regional charge those areas and the rest of the state do not share: the Hampton Roads regional grantor’s tax, which funds transit and transportation across the region. The buyer generally pays the state recordation tax, and the seller, as grantor, pays the state grantor’s tax and the Hampton Roads regional grantor’s tax.
The exact amount depends on your sale price and the deed. We calculate the precise numbers for your transaction and lay them out before closing. For the bigger picture, see our guide to closing costs in Virginia.
Recording charges on a Gloucester County sale
- State recordation tax: $0.25 per $100 (Va. Code 58.1-801), usually the buyer
- Local recordation tax: about $0.083 per $100, one third of the state tax (Va. Code 58.1-814)
- Grantor’s tax: $0.50 per $500 (Va. Code 58.1-802), the seller
- Hampton Roads regional grantor’s tax: $0.06 per $100 (Va. Code 58.1-802.5), the seller
- No WMATA Capital Fee or Northern Virginia Congestion Relief Fee, those are Northern Virginia only
Sources: Code of Virginia, Title 58.1, Chapter 8, and the Virginia Department of Taxation. This is general information, not tax or legal advice, and the exact amount depends on your transaction.
Why Gloucester County clients choose Prime
Attorney-led, independent, and local.
Attorney-led
Two real estate attorneys oversee your file, so if a title, lien, or boundary question comes up, you have legal judgment on it, not a checklist.
Commuter county
Many buyers here work across the Coleman Bridge on the Peninsula and want a more affordable place to own. We close those purchases and the move-up and move-out sales that go with them.
Waterfront and flood
Gloucester has a long shoreline on the York River, Mobjack Bay, and the creeks. We handle the flood, boundary, and easement questions that come with a home on or near the water.
Farm and rural land
Much of the county is farmland and larger parcels. We handle the boundary, access, and well and septic questions that come with rural and agricultural property. See our commercial services.
How a closing runs
A clear path from contract to recording.
1
Open and order
We open the file, confirm the property, and order the title search and any survey.
2
Title commitment
We review what is recorded and surface liens, easements, and boundary questions.
3
Clear and confirm
We resolve defects and confirm the figures with your lender and the parties.
4
Coordinate closing
We align buyer, seller, lender, and agents, and schedule the signing, including remote signings.
5
Fund and record
We protect and disburse the funds, record the deed with the Gloucester County Circuit Court, and issue the policy.
Gloucester County questions
What people ask us.
Do you handle closings throughout Gloucester County?
Yes. We close across the entire county, from Gloucester Point and Hayes at the bridge to the historic Court House village and the rural and waterfront communities around Ware Neck, Severn, and Mobjack Bay, for buyers, sellers, commuters, investors, and lenders, residential and commercial.
I am buying a waterfront home on the river or the bay. Is there anything different?
There can be. A waterfront home can sit in a flood zone, which affects insurance and lending, and the boundary along the water is worth confirming. We check the flood designation, review the survey, and make sure title is clear before you close.
Do you handle farm and rural land closings in the county?
Yes. Much of Gloucester is farmland and larger parcels with a long agricultural heritage. Those closings often raise boundary, access, easement, and well and septic questions, and we make sure those are clear and reflected in the title before you close.
Where do Gloucester County deeds get recorded?
With the Clerk of the Circuit Court for Gloucester County, in the Court House village. Its land records run back to 1862, and we handle the filing for you. This court does not require a cover sheet for land records.
Are closing costs higher in Hampton Roads than the rest of Virginia?
Hampton Roads adds one regional charge the rest of the state outside Northern Virginia does not: a regional grantor’s tax of $0.06 per $100, paid by the seller, that funds regional transit and transportation. It does not carry the higher Northern Virginia WMATA and congestion fees. We lay out the exact figures for your sale before closing.
I commute across the Coleman Bridge to the Peninsula. Is Gloucester a good place to buy?
Many of our Gloucester buyers do exactly that. The county is more affordable than much of the Peninsula and a straightforward commute across the bridge, with very high homeownership. We close a lot of those purchases and walk first-time buyers through every step.
Closing in Gloucester County?
Send us the property and the timeline, and we will send back a clear quote with no guesswork. Independent, attorney-led title and escrow for Gloucester County and across Virginia and West Virginia.
(703) 552-4155Serving Gloucester County and Hampton Roads