Title & escrow • Chesterfield County, Virginia
Title and escrow across Chesterfield County.
From Midlothian and Brandermill to Chester, Bon Air, and the river, Prime Title and Escrow handles residential and commercial closings across Chesterfield with attorney-led care. Clear title, protected funds, and closings that land on time.
Mortgage Rates
30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%30-Yr Fixed6.53%15-Yr Fixed5.69%5/1 ARM6.10%FHA 30-Yr6.30%VA 30-Yr5.63%Jumbo 30-Yr6.45%30-Yr Refi6.64%
National averages as of June 17, 2026Prime Title and Escrow is a title and escrow company, not a lender. Rates are for general information, not an offer. Contact a lender for a personalized quote.
Local to Chesterfield County
Virginia’s fifth-largest county, and one of its fastest-growing.
Chesterfield is Virginia’s fifth-largest county, with about 378,000 residents, and it has added more new residents than any other locality in the state since 2020. It sits south of the James River, across from Richmond and Henrico, and it is a strong homeowner county, more than three quarters owner-occupied. It is also a newer county, where the typical home was built around 1990, full of subdivisions and master-planned communities. Recent Redfin figures put the median sale price around $415,000.
That growth is the story here. The western corridor around Midlothian, Brandermill, and Woodlake keeps adding planned communities, while Chester and the east hold the older Route 1 and river areas. Many of those communities come with associations, covenants, and resale documents, and we handle all of it. Chesterfield has no incorporated towns, so every community records at the one county Circuit Court. If you are buying, our guide to what happens at a Virginia closing and our first-time home buyer guide walk through each step.
What shapes a Chesterfield closing
- Deeds record at the Chesterfield Circuit Court on Courthouse Road
- No incorporated towns, so every community records at the county
- Many master-planned communities with associations and covenants
- New-construction closings across the western corridor
- Resale documents and plats for subdivision properties
- A wide range, from the river communities to western estates
Chesterfield County by the numbers
A large, growing homeowner county.
378K
residents, Virginia’s fifth-largest county and one of its fastest-growing
U.S. Census Bureau
$400K
median value of owner-occupied homes
U.S. Census Bureau
77%
of county homes are owner-occupied
U.S. Census Bureau
$102K
median household income
U.S. Census Bureau
Behind every one of those homes is a title that has to transfer clean. That is our work.
Where we close in Chesterfield
Every community, the western corridor to the river.
From the growth corridor around Midlothian to Chester and the older river communities, we close throughout the county, for buyers, sellers, investors, and lenders.
One county, many communities
Chesterfield has no incorporated towns. Midlothian, Chester, Bon Air, Brandermill, and the rest are all unincorporated parts of the county, which means a single recording office for the whole county.
Midlothian • Chester • Bon Air • Matoaca
Where deeds recordDeeds record with the Clerk of the Circuit Court for Chesterfield County, at the courthouse complex on Courthouse Road. We handle that filing for you as part of closing, wherever in the county the property sits.
Communities across the county
From the western growth corridor to the historic east, here are the areas we serve.
The western corridor: Midlothian, Brandermill, Woodlake, Hallsley, Magnolia Green, Moseley, and the Route 288 growth areas.
Central and north: Chesterfield Courthouse and Bon Air near the Richmond line.
East and south: Chester and Enon along Route 1 and the river, and Ettrick and Matoaca near the Appomattox.
The same standard, every closing
What we handle on a Chesterfield file.
Title search and exam
We trace ownership and pull what is recorded against the property in the Chesterfield land records. More on what a title company does.
Clearing the title
Liens, judgments, easements, and association and subdivision restrictions resolved before closing, so title transfers clean and insurable.
Secure escrow
Your funds held and disbursed through protected escrow, with wire instructions verified by phone.
Recording and policy
We record the deed with the Chesterfield Circuit Court and issue your title insurance policy.
Closing costs in Chesterfield County
What recording a deed costs here.
Chesterfield is not in Northern Virginia, so a sale here does not carry the regional WMATA and congestion fees that apply up there. That keeps the seller’s recording costs simpler. The buyer generally pays the state recordation tax, and the seller, as grantor, pays the grantor’s tax.
The exact amount depends on your sale price and the deed. We calculate the precise numbers for your transaction and lay them out before closing. For the bigger picture, see our guide to closing costs in Virginia.
Recording charges on a Chesterfield sale
- State recordation tax: $0.25 per $100 (Va. Code 58.1-801), usually the buyer
- Local recordation tax: about $0.083 per $100, one third of the state tax (Va. Code 58.1-814)
- Grantor’s tax: $0.50 per $500 (Va. Code 58.1-802), the seller
- No WMATA Capital Fee or Regional Congestion Relief Fee, those are Northern Virginia only
Sources: Code of Virginia, Title 58.1, Chapter 8, and the Virginia Department of Taxation. This is general information, not tax or legal advice, and the exact amount depends on your transaction.
Why Chesterfield clients choose Prime
Attorney-led, independent, and local.
Attorney-led
Two real estate attorneys oversee your file, so if an association restriction or a subdivision plat issue comes up, you have legal judgment on it, not a checklist.
Planned communities
Brandermill, Woodlake, Hallsley, and the newer communities come with associations, covenants, and resale packages. We handle those documents as part of closing.
New construction
Chesterfield builds more homes than almost anywhere in the region. We close new construction across the western corridor and beyond.
First-time and move-up buyers
From a first home near the river to a move-up in the west, we keep the title work clean and the closing on schedule. See our commercial services too.
How a closing runs
A clear path from contract to recording.
1
Open and order
We open the file, confirm the property, and order the title search and any survey.
2
Title commitment
We review what is recorded and surface liens, easements, and association and subdivision restrictions.
3
Clear and confirm
We resolve defects and confirm the figures with your lender and the parties.
4
Coordinate closing
We align buyer, seller, lender, and agents, and schedule the signing.
5
Fund and record
We protect and disburse the funds, record the deed with the Chesterfield Circuit Court, and issue the policy.
Chesterfield questions
What people ask us.
Do you handle closings throughout Chesterfield County?
Yes. We close across the entire county, from Midlothian and Brandermill in the west to Chester, Bon Air, Ettrick, and Matoaca, for buyers, sellers, investors, and lenders, residential and commercial.
Where do Chesterfield County deeds get recorded?
With the Clerk of the Circuit Court for Chesterfield County, at the courthouse complex on Courthouse Road. Chesterfield has its own circuit court, and we handle the filing for you as part of closing.
Is Midlothian or Chester its own town?
No. Chesterfield has no incorporated towns. Midlothian, Chester, Bon Air, Brandermill, Ettrick, and the rest are unincorporated communities within the county, so they are all governed by Chesterfield and record at the same county Circuit Court.
Do you handle closings in planned communities with associations?
Yes. Many Chesterfield communities, like Brandermill, Woodlake, Hallsley, and Magnolia Green, have homeowner associations with covenants and resale documents. We collect and review those as part of the closing so nothing is missed.
What are the seller’s grantor taxes in Chesterfield?
As grantor, the seller pays Virginia’s grantor’s tax of $0.50 per $500 (Va. Code 58.1-802). The buyer generally pays the state recordation tax of $0.25 per $100, and there is a local recordation tax of about a third of the state amount. Because Chesterfield is not in Northern Virginia, the regional WMATA and congestion fees do not apply.
Do you close new-construction purchases?
Yes. Chesterfield is one of the region’s busiest building markets, and we handle new-construction closings across the western corridor and the rest of the county, coordinating with the builder and your lender.
Closing in Chesterfield County?
Send us the property and the timeline, and we will send back a clear quote with no guesswork. Independent, attorney-led title and escrow for Chesterfield County and across Virginia and West Virginia.
(703) 552-4155Serving Chesterfield County and Central Virginia