A Virginia home can sit in a flood zone without anyone mentioning it until the lender asks for flood insurance. Here is how flood determinations, elevation certificates, and escrow affect your closing, and how to get ahead of them.

Rooftop solar helps or hurts a Virginia closing depending on whether the panels are owned, leased, or financed. Here is how leased panels and their UCC filing affect title, and how to clear them before you buy.

Buying a home on acreage in Virginia means inheriting a private well and a septic system. Here is what to verify before closing, from the septic permit and drainfield to well water tests and shared-well agreements.

A survey is often optional when buying a home in Virginia, but skipping it has consequences that surface later, including a survey exception on your title policy. Here is what a survey does and when you really need one.