Title & escrow • Roanoke, Virginia
Title and escrow across Roanoke.
From Old Southwest and Grandin Village to South Roanoke and the neighborhoods along the river, Prime Title and Escrow handles residential and commercial closings across the City of Roanoke with attorney-led care. We close many Roanoke files remotely, with the same clear title and protected funds, on time.
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National averages as of June 17, 2026Prime Title and Escrow is a title and escrow company, not a lender. Rates are for general information, not an offer. Contact a lender for a personalized quote.
Local to Roanoke
The Star City, and the hub of southwest Virginia.
Roanoke is the largest city in southwest Virginia, home to about 98,000 residents in the Blue Ridge and the commercial and medical center of the region. It is an independent city, a jurisdiction of its own, so a sale here records at the Roanoke courthouse rather than a county seat. Recent figures put the city’s median home value near $191,000, one of the more affordable markets in the state, with historic streets in Old Southwest and bungalow neighborhoods in Raleigh Court and Wasena.
Much of Roanoke sits in the Roanoke River valley, and parts of the city carry flood risk that is worth checking before closing. We close many Roanoke files remotely, so distance is no obstacle. If you are buying, our guide to buying a home in the Roanoke and New River Valley and our guide to flood zones and insurance at closing walk through what to check.
What shapes a Roanoke closing
- Deeds record at the Roanoke City Circuit Court
- An independent city, separate from Roanoke County
- Outside the Northern Virginia regional fees
- Roanoke River flood zones in parts of the city
- Older bungalow and Foursquare chains of title
- Many closings handled remotely, by mail or hybrid
Roanoke by the numbers
The largest market in southwest Virginia.
98K
residents, the largest city in southwest Virginia
U.S. Census Bureau
$191K
median value of homes in the city
U.S. Census Bureau
52%
owner-occupied, a mixed owner and renter market
U.S. Census Bureau
$55K
median household income
U.S. Census Bureau
Behind every one of those homes is a title that has to transfer clean. That is our work.
Where we close in Roanoke
Every neighborhood in the city.
Roanoke runs from the historic streets near downtown to the leafy neighborhoods on the south side and the residential west end. We close throughout the city, for buyers, sellers, and lenders.
A city of its own
Roanoke is an independent city, separate from surrounding Roanoke County, anchored by downtown and the Roanoke Star on Mill Mountain. Deeds record at the Roanoke courthouse, and we close throughout the city.
Old Southwest • Grandin Village • South Roanoke • Wasena
Where deeds recordDeeds for City of Roanoke property record with the Clerk of the Circuit Court of the City of Roanoke, and we handle that filing for you as part of closing.
Neighborhoods across the city
From the historic core to the south side and the west end, here are the neighborhoods we serve.
Downtown and the historic core: Downtown, Old Southwest, Belmont, Gainsboro.
The west end: Raleigh Court, Wasena, Grandin Village, Greater Raleigh Court.
The south side: South Roanoke, Crystal Spring, and the Mill Mountain edge.
North and east: Williamson Road, Melrose-Rugby, Garden City.
The same standard, every closing
What we handle on a Roanoke file.
Title search and exam
We trace ownership and pull what is recorded against the property in the Roanoke land records. More on what a title company does.
Clearing the title
Liens, judgments, easements, and association questions resolved before closing, so title transfers clean and insurable.
Secure escrow
Your funds held and disbursed through protected escrow, with wire instructions verified by phone.
Recording and policy
We record the deed with the Roanoke City Circuit Court and issue your title insurance policy.
Closing costs in Roanoke
What you can expect at the table.
Roanoke sits outside the Northern Virginia and Hampton Roads regional transportation districts, so a sale here does not carry the extra regional recordation fees those areas add. The buyer generally pays the state recordation tax, and the seller, as grantor, pays the grantor’s tax.
The exact amount depends on your sale price and the deed. We calculate the precise numbers for your transaction and lay them out before closing. For the bigger picture, see our guide to closing costs in Virginia.
Recording charges on a Roanoke sale
- State recordation tax: $0.25 per $100 (Va. Code 58.1-801), usually the buyer
- Local recordation tax: about $0.083 per $100, one third of the state tax (Va. Code 58.1-814)
- Grantor’s tax: $0.50 per $500 (Va. Code 58.1-802), the seller
- No Northern Virginia or Hampton Roads regional fees
Sources: Code of Virginia, Title 58.1, Chapter 8, and the Virginia Department of Taxation. This is general information, not tax or legal advice, and the exact amount depends on your transaction.
Protect your funds
A Roanoke closing moves real money, and that draws wire fraud.
A home purchase is one of the largest payments most people ever make, and that makes a closing a target. Because many Roanoke closings happen remotely, verifying wire instructions by phone matters even more. We use protected escrow and confirm details by phone before any funds move.
Before you send a dollar, call our office and confirm the instructions with a person you have spoken with. We will never send new wire instructions by email out of the blue. Learn how real estate wire fraud works so you know what to watch for.
Before you wire a dollar
- Call our office at a number you looked up yourself
- Confirm the wire instructions with a person by phone
- Treat any emailed change of instructions as fraud until verified
- Ask your bank to confirm the receiving name, not just the number
- Keep a record of who you spoke with and when
Why Roanoke clients choose Prime
Attorney-led, independent, and built for remote closings.
Attorney-led
Two real estate attorneys oversee your file, so when a title question comes up, you have legal judgment on it, not a checklist.
Independent and neutral
We run no affiliated arrangements and pay no referral kickbacks. Our loyalty is to your closing and a clean transfer of title.
Built for remote closings
We close Roanoke files by mail and hybrid signing, so you get attorney-led title work without driving across the state. See how remote and mail-away closings work.
Residential and commercial
Homes in the neighborhoods and commercial property downtown and along the corridors, handled by the same team.
How a closing runs
A clear path from contract to recording.
1
Open and order
We open the file and order the title search and any survey for the property.
2
Title commitment
We review what is recorded and surface liens, easements, and flood-zone concerns.
3
Clear and confirm
We resolve defects and confirm the figures with your lender and the parties.
4
Coordinate closing
We align the parties and schedule the signing, in person or by mail and hybrid.
5
Fund and record
We protect and disburse the funds, record the deed with the Roanoke City Circuit Court, and issue the policy.
Roanoke questions
What people ask us.
Do you handle closings throughout Roanoke?
Yes. We close across the entire city, from Old Southwest and Grandin Village to South Roanoke, Wasena, and Williamson Road, for buyers, sellers, and lenders, residential and commercial.
Can you handle a Roanoke closing if you are not based here?
Yes. We close many Roanoke files remotely, by mail or hybrid signing, with the same attorney-led title work as an in-person closing. Our guide to remote and mail-away closings covers how it works, step by step.
Where do Roanoke deeds get recorded?
Roanoke is an independent city, so deeds record with the Clerk of the Circuit Court of the City of Roanoke, not Roanoke County. That recording is what makes the transfer part of the public record, and we handle the filing for you as part of closing.
Does my Roanoke property need flood insurance?
Some properties do. Parts of the city sit in the Roanoke River floodplain, and if the property is in a mapped flood zone your lender will likely require flood insurance. We flag what the title search and survey show so you know before closing. Our guide to flood zones and insurance at closing explains more.
What are the seller’s grantor taxes in Roanoke?
As grantor, the seller pays Virginia’s grantor’s tax of $0.50 per $500 (Va. Code 58.1-802). Roanoke is outside the Northern Virginia and Hampton Roads regional districts, so it does not add their regional recordation fees. The buyer generally pays the state recordation tax of $0.25 per $100. We calculate the exact figures for your sale.
Do you handle historic and older home closings?
Yes. Old Southwest and Raleigh Court have many historic and early twentieth century homes, and we review what is recorded against the property, including older covenants and easements, as part of the title work.
Closing in Roanoke?
Send us the property and the timeline, and we will send back a clear quote with no guesswork. Independent, attorney-led title and escrow for the City of Roanoke, with remote closings across Virginia and West Virginia.
(703) 552-4155Serving Roanoke and southwest Virginia